![]() ![]() ![]() I then created a personal account in hopes that they could switch it over to business, and deposited $1,000 as my initial test deposit. I attempted to open up a business account with ********************** on 7/25/23 and was unable to create a business-specific account as I did not have an EIN. I need help getting this nightmare resolved. The full loan, that I thought I was accepting was never received and within two weeks I received documentation from ********* that the checks deposited were fraudulent and electronically signed by me, (not my signature). Well, that was not the case, the imposters now had full access to my account, changed and added Biometrics, and not sure what else. Unbeknownst to me, it was all a farce, once they were given access to my account, funds were deposited (did not match loan approval amount) 1st transaction in the amount of $895.00 and the second amount of $450.00, again, I was under the impression that this was all legitimate, the representative asked if I had Cash App, I expressed that I did not, that I only used *****, I was instructed to send a Zelle in the amount of ****** and the funds would be sent back to me, this was how they verified the account was in good standing. I provided them with banking details and access to my ********* **** Account. I provided them with the documentation requested, thinking that they were a legitimate and reputable company. ![]() July 28th, 2023 A representative from (who I believed was from, ************** contacted me with an approval for a loan in the amount of ********. The Commission never requires people to pay money or provide account information to get a refund. Recipients who have questions about their refund should call the refund administrator, Rust Consulting, Inc., at 83. Consumers who chose to receive a check will have 90 days to cash it. In addition to the monetary payment, Lending Club is barred from making misrepresentations to loan applicants and will require that the company clearly and conspicuously disclose the amount of any prepaid, upfront, or origination fee and the total amount of funds that borrowers will receive.Ĭonsumers who chose to receive a PayPal payment will have 30 days to accept it. On July 14, 2021, without any admission of wrongdoing, Lending Club agreed to pay $18 million to settle the above charges brought by the Federal Trade Commission. Other allegations include: continuing to charge consumers who cancelled their automatic payments or had paid off their loans entirely and withdrawing double payments from accounts, as well as failing to provide consumers with privacy notices. Consumers then believed that funds were forthcoming and did not apply for credit with Defendant’s competitors. The complaint also alleges that the company mislead consumers into thinking their loan had been approved, when Defendant knew many consumers would never receive a loan. The FTC alleges that LendingClub promised consumers “no hidden fees”, but when the loan funds arrived in consumers’ bank accounts, hundreds to thousands of dollars were found short of expectations due to a hidden up-front fee that Defendant deducts from the consumers’ loan. On April 25, 2018, the Federal Trade Commission (FTC) filed a complaint against LendingClub Corporation, dba LendingClub. ![]()
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